Buy to Let Mortgages for First Time Landlords

Ascot Mortgages are able to offer a range of buy to let mortgages for first time landlords. The buy to let industry is one of the few industries in the UK which is currently growing at a steady rate, without any signs of a slowdown. Relatively low mortgage rates compared with high rental yields make buy to let property investment typically a sound investment, and many private individuals are choosing to invest in a buy to let property as an alternative to a traditional cash pension. Cash pensions have had a great deal of value “wiped off” them during the banking crisis and this may be another factor which is encouraging people to think about alternative ways to fund their retirement.

It can be a little daunting buying your first buy to let property, and that is why Ascot Mortgages will help and advise you every step of the way.
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Being a first time landlord can be daunting, but rewarding at the same time. It gives you the potential to earn a great stream of passive income and allows you to achieve the best returns on your initial investment thus allowing you to be in the best position to build your portfolio in the future.

However, if you’re a first time landlord looking to invest in your first buy to let investment, you might not know where to begin – but let us help guide you in the right direction.

Things to consider with buy to let mortgages

Whether you are an experienced landlord or a first time landlord, there are a lot of things to consider when it comes to buy to let. Whether you have found yourself an accidental landlord or have aspirations of building a buy to let portfolio – there are all sorts of things to bear in mind when it comes to legalities, finance and your tenants.

Is it possible to get a buy to let mortgage as a first time landlord?

It is possible to obtain a buy to let mortgage as a first time buyer and landlord. However, it doesn’t mean to say that it’s easy. Many lenders won’t lend to first time buyers on a buy to let basis, as they see it as a big risk. Because of this reason, first time landlords could find themselves having to provide more information, a higher deposit or a higher ratio or rental income to mortgage payments.

As we’ve mentioned before, there are many factors to consider when it comes to buy to let mortgages.

How we can help

We are specialists in helping first time landlords obtain the ideal buy to let mortgage for their needs and circumstances. As a specialist buy to let mortgage broker, we are always happy to discuss your mortgage requirements whether you are purchasing your first buy to let property, or you have a professional property portfolio of 100+properties we are able to help.

Buying a rental property and financing the purchase requires expert advice. Although the availability of investment property finance has increased, wise investors use a specialist mortgage broker such as Ascot Mortgages to advise on, source and arrange their buy to let mortgages. And manage through to completion.

Why choose us

We are specialist buy to let mortgage brokers, providing expert advice and information to buy to let investors about the best buy to let mortgage deals currently available. The world of buy to let and property investment has grown tremendously over the last few years, and with it the need for a broad range of buy to let mortgages and specialist mortgage brokers to identify the best products for your circumstances.

We will help advise you on all the available products and we will scour the market and private lenders to find you the best deal for your needs. We will help you to decide which buy to let mortgage product best suits your needs based on your individual circumstances and your long term objective. Ascot Mortgages specialise in the provision of advice and buy to let mortgage finance for residential and commercial property investment.

For specialist help securing the best value buy to let mortgage for a student property contact Ascot Mortgages, an experienced buy to let mortgage broker, whether you are looking for your first BTL mortgages, or you are looking to remortgage your buy to let.