What Our Clients Say About Us
If you are a first-time buyer in Southport, the journey to owning your home can be exhilarating yet daunting. Opting for a reliable independent mortgage advisor in Southport can simplify this process. These professionals offer personalised advice tailored to your unique financial situation, guiding you through complex mortgage landscapes with ease.
For those moving homes, a mortgage broker in Southport can assist in finding competitive mortgage options that suit your new circumstances. Whether upsizing or downsizing, the right advice is crucial in making a smooth transition.
Investing in property requires specific financial strategies. An independent mortgage broker in Southport can provide insights into the best commercial and residential buy-to-let mortgages, maximising your investment potential.
Remortgaging can offer financial relief or fund major purchases. A financial mortgage adviser in Southport can help find better interest rates and terms to replace your current mortgage, tailored to your financial goals.
Navigating mortgage applications as a self-employed individual can be complex due to varying income proofs required. Specialist independent mortgage advisors in Southport offer dedicated assistance to ensure you find a lender comfortable with self-employed applicants.
Older borrowers have specific needs, and independent mortgage brokers in Southport offer products such as:
Finding the right mortgage product is essential. Here, we break down how to secure a favourable deal:
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Booking an appointment online with a mortgage advisor in Southport is the first step towards securing your mortgage. It’s convenient, and you can schedule a time that fits your agenda.
During your free mortgage consultation, your advisor will review your financial situation and discuss your mortgage needs to identify suitable options.
Your advisor will then search thousands of products to find the one that best suits your specific circumstances.
Once a suitable mortgage is found, your advisor will assist you with the application process, ensuring all your paperwork is in order and submitted correctly.
Typically, you’ll need:
The process can take anywhere from a few weeks to a few months, depending on various factors including lender efficiency and your financial situation.
Most mortgage types require a deposit between 5-20% of the property’s value, though specific requirements can vary.
Yes, second mortgages are possible but depend on your existing home equity and financial status.
It involves several stages: consultation, application preparation, submission, and final approval.
It’s an opportunity to discuss your needs with no obligation to proceed, providing a tailored advice session to start your mortgage journey right.
When looking to purchase a property or remortgage in Southport, having access to a wide range of mortgage options is crucial. As independent mortgage advisors in Southport, we pride ourselves on our ability to search through thousands of mortgage products to find the one that best suits your specific needs.
1. Extensive Market Access:
Unlike tied advisors, independent brokers have access to an extensive range of products from across the entire market. This means we can find deals that might not be available through mainstream channels.
2. Personalised Service:
We provide a bespoke service, understanding your personal and financial circumstances to recommend mortgages that are right for you.
3. Expert Guidance:
With years of experience, our advisors can navigate complex situations like self-employment, first-time buying, or investing in buy-to-let properties.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2024 AscotMortgages.co.uk – All Rights Reserved
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