Independent Mortgage Adviser in St. Helens
What Our Clients Say About Us
Welcome to Ascot Mortgages, your trusted independent mortgage advisor in St. Helens. We specialise in providing personalised mortgage advice tailored to your unique needs. Whether you’re purchasing your first home, looking to remortgage, or exploring buy-to-let options, our team of expert mortgage brokers in St. Helens is here to guide you through every step of the process.
Your Mortgage Options in St. Helens
First-Time Buyer Mortgages in St. Helens
At Ascot Mortgages in St. Helens, we understand that stepping onto the property ladder can be a daunting task. As your dedicated independent mortgage advisor in Saint Helens, we are here to guide you through every step of the journey. Our team of experts will help you find the best mortgage deals tailored specifically for first-time buyers. From understanding how much you can borrow to explaining the details of your mortgage agreement, our personalised service ensures that you make informed decisions.
Moving Home Mortgages in St. Helens
Are you considering moving home in St. Helens? Whether you’re upsizing, downsizing, or just looking for a change of scenery, our independent mortgage broker in St. Helens can assist you. We simplify the complex process of securing a mortgage for your new home, ensuring a smooth transition from your current property to your dream home. Let us handle the financial details while you focus on moving.
Buy to Let Mortgage St. Helens
Ascot Mortgages in St. Helens offers bespoke advice for investors looking at buy-to-let properties. Whether you’re a seasoned investor or considering your first rental property, our financial mortgage advisers in Saint Helens will provide expert guidance on the best mortgage products and how to make the most out of your investment.
Remortgaging in St. Helens
If you’re thinking about remortgaging in St. Helens, our team can help you review your options to secure a better deal on your mortgage. Remortgaging can be an excellent way to reduce your monthly payments, borrow additional funds, or both. Our independent mortgage advisors will compare thousands of deals to find the one that best suits your needs.
Self Employed Mortgages St. Helens
Navigating mortgage options as a self-employed individual can be challenging, but Ascot Mortgages makes it simpler. Our specialists in St. Helens understand the unique challenges faced by self-employed applicants and offer tailored advice to increase your chances of mortgage approval.
Mortgage Options for Over 50s in St. Helens
Age should not be a barrier to mortgage opportunities. At Ascot Mortgages, we provide comprehensive advice to those over 50 seeking mortgage options in St. Helens. Whether you are looking to buy a new home, downsize, or access equity in your current property, we can guide you through the available options suitable for your circumstances.
Get a Great Deal on Your Mortgage in St. Helens
Ascot Mortgages is committed to finding the best mortgage deals for our clients in St. Helens. Our local expertise and extensive access to a wide range of mortgage products mean that we can often find deals that are not available on the high street.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Meet Our Team
Stages of Mortgage Loan Processing
Book Online
Start your mortgage journey with Ascot Mortgages by booking an online consultation. Our booking system is straightforward and allows you to choose a time that suits your schedule.
Free Mortgage Appointment
Take advantage of a free mortgage consultation with one of our experts in Saint Helens. This no-obligation appointment is an excellent opportunity to discuss your needs and explore your options.
Finding a Suitable Product
Our mortgage advisors in St. Helens will search thousands of mortgage products to find the one that perfectly fits your situation. We ensure that you understand all your options and the features of different mortgage products.
Submit Your Application
Once you have chosen the best mortgage, we will help you with the application process. Our team in St. Helens will support you in preparing all necessary documents and submit your application to the lender.
FAQ
01/ What documents will I need for my application in St. Helens?
You will need to provide proof of income, identity, address, and other financial details. The exact documents required can vary, so we will advise you based on your specific circumstances.
02/ How long does the process in St. Helens take?
The duration of the mortgage process can vary depending on several factors, including the type of mortgage and the lender’s criteria. Typically, it can take several weeks from application to approval.
03/ How much deposit do I need for a mortgage in St. Helens?
The required deposit can vary widely, but generally, you will need at least 5-20% of the property’s purchase price. Higher deposits can often secure better mortgage rates.
04/ Can I get a second mortgage in St. Helens?
Yes, it’s possible to get a second mortgage on another property as an investment or holiday home. Our advisors can guide you through the requirements and implications.
05/ How does the mortgage process in St. Helens actually work?
The mortgage process involves several stages, from the initial consultation to finding a suitable product, applying, and finally completing the transaction. Our advisors will be with you every step of the way.
06/ How does our free mortgage consultation in St. Helens work?
Simply book a session with our advisor, and they’ll discuss your needs and how we can assist you without any cost or obligation.
We Search 1000s of Mortgages in St. Helens
At Ascot Mortgages, we pride ourselves on our ability to search thousands of mortgage products to find the best for our clients in Saint Helens. Whether you’re buying for the first time, moving home, remortgaging, or buying to let, we have the expertise to support you.
Contact
At Ascot Mortgages, we pride ourselves on our ability to search thousands of mortgage products to find the best for our clients in Saint Helens. Whether you’re buying for the first time, moving home, remortgaging, or buying to let, we have the expertise to support you.
Contact Us
Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
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