What Our Clients Say About Us
If you’re a first-time buyer in Runcorn, an independent mortgage adviser can help simplify the daunting process of buying your first home. They provide personalised advice, guiding you through different mortgage products that suit your financial situation.
Benefits of Using an Independent Advisor:
When moving homes in Runcorn, securing a mortgage that aligns with your new needs is crucial. Your mortgage broker Runcorn will review your current mortgage and suggest the best options, whether you’re upsizing or downsizing.
For investors looking to purchase property in Runcorn, obtaining a buy-to-let mortgage is a key step. Your independent mortgage broker Runcorn will help you navigate the complexities of these mortgages and find competitive rates.
Remortgaging can offer you better interest rates and suitable terms. Whether it’s to reduce monthly payments or consolidate debts, your financial mortgage adviser Runcorn will provide crucial insights and options.
Navigating mortgage applications as a self-employed individual in Runcorn can be challenging. An experienced mortgage advisor Runcorn will help you gather the necessary documentation and present your finances favourably to lenders.
Older borrowers have specific needs, and independent mortgage brokers in Runcorn offer products such as:
Finding the right mortgage product is essential. Here, we break down how to secure a favourable deal:
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Start your mortgage process by booking an online consultation. This initial step will help you outline your needs and set up a meeting with a mortgage specialist.
During your free consultation, your advisor will review your financial situation and discuss different mortgage options available in Runcorn.
Your advisor will help you find the most suitable mortgage product based on your specific needs and financial situation.
Once a suitable product is identified, your advisor will assist you in preparing and submitting your mortgage application.
Typically, you’ll need:
The process can take anywhere from a few weeks to a few months, depending on various factors including lender efficiency and your financial situation.
Most mortgage types require a deposit between 5-20% of the property’s value, though specific requirements can vary.
Yes, second mortgages are possible but depend on your existing home equity and financial status.
It involves several stages: consultation, application preparation, submission, and final approval.
It’s an opportunity to discuss your needs with no obligation to proceed, providing a tailored advice session to start your mortgage journey right.
By leveraging extensive market access, we ensure you receive the best possible mortgage deal tailored to your needs.
Services
Contact Us
Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
©2024 AscotMortgages.co.uk – All Rights Reserved
Contact Us
Cookie | Duration | Description |
---|---|---|
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |