What Our Clients Say About Us
When navigating the complex world of mortgages, having an independent mortgage advisor in Northwich can make all the difference. An independent advisor provides unbiased advice, helping you find the best mortgage options tailored to your financial needs and goals. Whether you are a first-time buyer, looking to remortgage, or seeking a buy-to-let mortgage, the expertise of a mortgage broker in Northwich ensures you get the best deal.
Purchasing your first home is an exciting milestone. However, it can also be overwhelming. A mortgage advisor in Northwich can guide you through the entire process, ensuring you understand your options and secure the best rates.
When moving home, your current mortgage may not always be transferable. An independent mortgage advisor in Northwich can help you navigate this transition smoothly, offering advice on porting your mortgage or finding a new one.
For those looking to invest in property, a buy-to-let mortgage is essential. A financial mortgage adviser in Northwich can provide insights into the best buy-to-let deals, ensuring your investment is financially sound.
Remortgaging can be an excellent way to save money on your existing mortgage. Whether you want to secure a lower interest rate, release equity, or switch to a more flexible mortgage product, a mortgage advisor in Northwich can help. They will review your current mortgage and explore the best remortgaging options available to you.
Self-employed individuals often face unique challenges when applying for a mortgage. An independent mortgage advisor in Northwich understands these challenges and can help you find lenders who are more flexible with income verification.
For those over 50, specific mortgage products cater to your needs. Whether it’s a retirement interest-only mortgage or equity release, a mortgage advisor in Northwich can guide you through the options.
Securing the best mortgage deal involves understanding the market and knowing where to look. An independent mortgage advisor in Northwich can provide you with a comprehensive view of the available options, ensuring you get the best possible deal.
8 Webster Ct, Westbrook Warrington, WA5 8WD
Monday
9:00 am – 5:30 pm
Tuesday
9:00 am – 5:30 pm
Wednesday
9:00 am – 5:30 pm
Thursday
9:00 am – 5:30 pm
Friday
9:00 am – 3:00 pm
Saturday
CLOSED
Sunday
CLOSED
Booking an appointment with a mortgage advisor in Northwich is easy. Most advisors offer online booking systems, allowing you to schedule a consultation at your convenience.
Many mortgage advisors offer a free initial consultation. This meeting helps assess your financial situation and discuss your mortgage needs.
Based on your consultation, the mortgage advisor in Northwich will research and recommend the best mortgage options available. They will consider factors such as interest rates, repayment terms, and lender requirements to find the most suitable product for you.
Once you have chosen a mortgage product, your advisor will help you prepare and submit your application. They will ensure all necessary documents are included and liaise with the lender on your behalf to facilitate a smooth application process.
To apply for a mortgage, you’ll typically need proof of income, bank statements, identification, and details of your expenses. Your mortgage broker in Northwich will provide a complete list based on your specific situation.
The mortgage application process can take anywhere from a few weeks to a couple of months. Factors like the complexity of your application and the responsiveness of the lender can influence the timeline.
The required deposit for a mortgage depends on the lender and the type of mortgage you are applying for. Generally, a deposit of at least 5-10% of the property’s value is required. However, a larger deposit can result in better mortgage terms. Your mortgage advisor in Northwich will help you determine the deposit amount needed for your specific situation.
Yes, it is possible to get a second mortgage in Northwich. This can be for various purposes, such as buying an additional property or releasing equity from your current home. An independent mortgage advisor in Northwich can provide advice on second mortgage options and help you navigate the application process.
The process involves initial consultation, finding a suitable product, submitting your application, and receiving a mortgage offer. Your advisor will guide you through each step, ensuring you understand what to expect.
A free mortgage initial consultation typically involves discussing your financial situation, understanding your mortgage needs, and exploring potential options. This consultation helps you make informed decisions about your mortgage.
One of the significant benefits of working with an Ascot Mortgages broker in Northwich is access to thousands of mortgage products. Advisors have extensive networks and can often secure deals that aren’t available directly to consumers.
For personalised mortgage advice and to find the best deals, contact us as an independent mortgage advisor in Northwich today. Our expertise and local knowledge will ensure you receive the best possible service.
By choosing a mortgage advisor in Northwich, you ensure that every aspect of your mortgage process is handled professionally and efficiently, giving you peace of mind as you navigate the path to securing your new home or investment property.
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Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
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