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Independent Mortgage Adviser in Knutsford

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5.0

Based on 161 reviews

I had previously used Ascot to find a good mortgage deal and approached them to do so again in more complex circumstances. They took the challenge on and, having found an interested lender, worked hard to bring it to a successful completion, overcoming any external obstacles that arose. Thank you Natalia and Matt.

Rachael D.

We’ve worked with Alison at Ascot Mortgages on multiple occasions, and every time she’s been incredible. Alison is so easy to work with—she’s professional, patient, and always makes sure we understand every step. She found us great rates and made what could be a stressful process feel smooth and manageable. We’re so grateful for her and the teams help and wouldn’t trust anyone else with our mortgage needs!

Caroline C.

Explained every step clearly to me of buying my house. Explaining what and why solicitors and other companies involved are asking of me and why and always saying to contact them with any questions. Made me feel very supported and secure will definitely recommend and use again.

Areti D.

I can't say enough about the excellent care I received from my Ascot Mortgages, particularly Richard. From the start, his professionalism, friendliness, and genuine support were evident. Richard went above and beyond to explain everything in detail, making me feel totally informed and at ease throughout the process. His skill and attention to detail were obvious, but it was his personal touch and desire to go above and beyond that truly stood out. I felt totally cared for and supported. Highly recommend to anyone searching for excellent advice and service!

Stephen J.

I have worked with Ascot Mortgages for over 5 years now. They’ve helped me secure over 10 mortgages in that time.Recently I’ve been working a lot with Natalia Barry and Matthew Bradburn, who have both been outstanding. Whenever I have a question, they always have the answer immediately or will find it very quickly.For anyone in search of a friendly, reliable service, Ascot Mortgages are definitely right for you.

Chelsea O.

An excellent company, so welcoming from the get go. Thanks to Jardelle for helping me secure my first mortgage, always kept me upto date. 100% recommended, they take that extra stress away form you. You'll definitely here from me again when it's time to remortgage 🙂

Michael Y.

Ascot Mortgages were absolutely fantastic in helping me secure a buy to let mortgage. Natalia was amazing throughout the whole process and always made herself available for any issues that I had, along with Matthew.Couldn’t thank them both enough for securing my mortgage on what was such a complex case and will 100% be using them in the future.

kami R.

Wow what a great company and peopledidn’t expect getting a mortgage and buying a house would be so easy, Tracey and Richard are extremely professionalmade the entire process so easyDeserve more than 5 stars !!!!!!! Alison should be proud 🙏🏼

Daniel G.

Can't thank Phil Greenwood and the Ascot Mortgage team enough. Im a returning customer who has used them for many commercial mortgages and ive also worked with Phil on both commercial and personal Bridging Finance. Everything is explained and if we hit a hurdle Ascot are looking for other options or alternatives. 5 star service in every manner. Fee's are discussed and always competitive so Ive never had to look elsewhere. Will continue to used Ascot for every aspect of lending I need.

Claire M.

Alison has been looking after my mortgage requirements over many years and is approachable knowlegable and professional. She has found me the right mortgage every time and I have recommended her to my friends and they too have only good things to say about their experience of what can be a very stressful time.If you want a clear, down to earth and friendly service, you should give Alison and her team the chance to help you. You won't be dissapointed.

Oliver B.

Natalia and Matt at Ascot Mortgages are fantastic. 10/10 customer service. Natalia couldn’t do more to help us and Matt was fantastic at making sure the process was running smoothly. I will definitely be using them again.

Fatima B.

Did a remortgage application with Phil and Matthew, got the best service, very friendly and efficient, very supportive and kept myself update with progress with the application. Highly recommend

Molllie C.

Ascots mortgages really helped with my first house purchase and getting on the ladder. I had a complicated case but my case manager Phil greenwood handled it really well, answering all my questions and there were many. 100% I would recommend

Louise O.

Another great mortgage sourced for me by Ascot Mortgages. Definitely my "go to" mortgage broker. Phil Greenwood is knowledgeable, positive, friendly and efficient.

Maguire Family Law S.

We received a first class service from Ascot. Phil Greenwood assisted us with a commercial mortgage. It is rare to find anyone as efficient and communicative, especially during a stressful transaction. We would highly recommend.

Lee M.

I recently had to renew my mortgage. I contacted Phil Greenwood who I had used last time as he was really good in the past. He was brilliant again and I can't thank him enough. He was great at explaining everything to me so I understood what was going on at every step and also kept me informed and upto date. If you're looking for someone to help with your remortgage or a new mortgage who knows his stuff and can get you the best deal for you then I can highly recommend Phil Greenwood at Ascot Mortgages, he's brilliant at what he does and I will 100% be using him when my renewal is due.

Alan D.

Many thanks to Ascot Mortgages for arranging the best deal for the remortgage on our flat. They kept us updated and Alison and the team, as always came through with our deal to help us avoid paying extortionate costs on what would have been our new standard variable rate deal going forward.Highly recommended!!

Elliot E.

Phil Greenwood was fantastic in assisting us in getting our BTL mortgage when several other mortgage brokers were not able to, given our particular circumstances and self employed status. From starting with an initial call right through to the finish, communication was excellent and we're absolutely thrilled. Thank you, Ascot Mortgages for such a professional service.

vanessa G.

We had great experience with Natalia. She provided prompt and excellent service throughout our house purchase process.We highly recommend Natalia for mortgage advise

Flora R.

I worked with Richard (Protection Adviser) for a couple of days to sort out life and critical illness insurance. Absolutely brilliant, he found me and my husband the perfect policy. Very knowledgeable and easy to get on, he definetely makes things easy to understand. Thank you for the great service provided.

Debbie P.

Cannot speak highly enough of Ascot Mortgages who have helped me on my journey over the last seven years. They have made the dream property possible twice. Thank you to Alison, Jardelle and all the team. I am very grateful.

Areti D.

Absolutely thrilled with the exceptional service provided by Ascot Mortgages Ltd and especially by Natalia Barry! Even though our home purchase hasn't been completed yet, we couldn't wait to share our positive experience. From the moment we reached out, their professionalism and expertise shone through, making the daunting process of securing a mortgage a breeze.Not only did Natalia navigate the intricacies of the mortgage market with finesse, but they went above and beyond by suggesting other high-quality services, including solicitors and insurance providers. This comprehensive approach is making the entire home-buying journey seamless and stress-free.Natalia took the time to understand our unique needs and financial situation, ensuring that the options presented were tailored perfectly.Communication is prompt and clear throughout, leaving us feeling informed and confident at every stage. Natalia had our best interests at heart, going the extra mile to secure a fantastic mortgage deal.We cannot recommend Ascot Mortgages and Natalia highly enough. If you're in need of mortgage assistance, look no further. With their expertise and dedication to client satisfaction, you're in the best hands possible. A huge thank you to Natalia for making our home-buying experience a dream come true!

Ashley Cox 1.

Would 100% recommend. Myself and my partner are currently going through the mortgage process as first time buyers. Natalia Barry has dealt with our application from day one. She has always been on hand to help, informative throughout and reliable when we have had questions. She has given us several options and broken them down into simple terms to help us. Natalia has truly been exceptional who deserves every bit of credit. We certainly got lucky having her as our first mortgage consultant.

Dominik S.

Alison and the Ascot Team are excellent. I have used them for 5 years now and they deliver the most competitive mortgage deals fast. Just what I need. Thank you!

Eric T.

We have dealt with Ascot Mortgages twice. Once for a mortgage about eleven years ago and recently for life insurance.In both cases we were treated with the utmost respect and professionalism.In the case of the life insurance application, we considered ourselves to be problem customers because of our age and numerous health issues.Richard Johnson, who managed this application couldn't have been more helpful.He worked in our best interest and was dedicated to providing an excellent service.We were kept up to date through all of the stages of the application and when our doctors were very slow in producing medical reports for the insurance company he persisted where others might have given up.The service we had from Richard was pleasant and professional throughout some difficult stages.My wife and I have no hesitation in recommending Ascot Mortgages.

Zack R.

Having dealt with Ascot Mortgages and Alison for many years now I can say that you wont find a more professional, knowledgeable and efficient company to help with your mortgage. Alison is patient and makes the whole process seem easy. She has the answer to any question you have and seems to genuinely care. I can not recommend enough. I am sure I will be using Ascot Mortgages for years to come.

Umair Z.

It has been a fantastic experience to work with both Phil and Jardelle at Ascot Mortgages to secure a mortgage product for my first home. Phil made the mortgage process smooth and easy. They are professionals and know what they are doing. Very pleased with the service and communication. would highly recommend them.

Hello at NLP West M.

I needed a buy to let re-mortgage. Ascot were efficient from start to finish. I can recommend them completely especially because they can search the whole spectrum of mortgage lenders and meet the clients needs. never waiting for staff to get back and always kept me in the loop.

Onohomen O.

ZHOU J.

It has been a brilliant experience to work with both Phil and Jardelle at Ascot Mortgages to secure a great mortgage product for our next home. Given how challenging the current market is, they have done a fantastic job to meet our needs with their expertise, professionalism and effectiveness. We would highly recommend their services to whom seeks help with their property purchase.

Nicholas S.

Fantastic service. Ellie and Jardelle were always quick to reply to any queries and very helpful throughout the process. Highly recommend!

Stacey S.

Jason was brilliant to work with! Always on top of the transaction! Would highly recommend 👍

Scott

Although I've not bought anything yet, they (Jason in particular) have been super helpful in my search for the right mortgage deal, whilst also giving an honest opinion during these difficult times. Would highly recommend.

Sandra I.

Fantastic from start to finish! Natalia and Jason found me the best rate for my remortgage and they were extremely efficient! Best service I’ve ever received from a brokerage company. Thanks so much.

Virmantas N.

Amazing service and great communication. Ellie Morgan had quickly completed all requests and over delivered all expectations.Highly recommended for those who want to get the stuff done without any delays!

David W.

I have used ascot for 3 renewals since they done helped me with my purchase which was complicated and will continue to use them going forward. Very fair prices and very helpful and knowledgeable even with just general information.

Adam B.

Natalia made life very easy for us when remortgaging. Third time using ascot always a breeze

Taff G.

Ascot Mortgages have been brilliant. Easy to work with and incredibly helpful. I am always happy to recommend them. Natalia and Jason have made the whole process much easier than I was expecting. Excellent service.

Daryl L.

We've had a fantastic experience with Natalia Barry and Jason Jones at Ascot Mortgages for our property purchases and refinancing. Their expertise, coupled with genuine care and understanding of our needs, made the process smooth and stress-free.They were consistently communicative, keeping us informed at every step. Their assistance in consolidating our protection cover was invaluable, simplifying what could have been a complex process.What set them apart was their personal touch – always polite and ready to pick up the phone for a chat. This level of personal engagement is rare and much appreciated.In short, Natalia and Jason are not just skilled professionals but also truly dedicated to their clients. We highly recommend their services to anyone in need of mortgage advice.

Sarah A.

I have used this firm for several years and they have always been super helpful and supportive, attentive and resolved issues in really useful ways. Shout out to Alison, Ellie and Jardelle (and the team!)

Georgia W.

We worked with Ellie to secure our mortgage and protection, and she was a dream! Being a first time buyer, I was quite clueless about the process, and in a time where mortgage rates have been quite high, she worked right til the end to make sure we were getting our mortgage at the best possible rate and was always available to answer all questions I had. Can't recommend enough 🙂

Richard D.

Laura S.

As a first time buyer, trying to navigate through potential mortgages was a very daunting thought. Ascot Mortgages were recommended to me and I've been extremely happy with the service provided. They have guided me through every step and I finally have a mortgage. Very pleased and would recommend.

Lucy B.

Having Phil as my mortgage advisor was great from the very start! He is down to earth and speaking to him was always a pleasure. The kindness, compassion and support I have been given all the way through what can be a stressful process was immeasurable. Phil and Jardelle worked as a solid team and was able to make me feel at ease all the way through buying my first home. The team were always available and the communication between everyone was always clear and I felt safe in the hands of the company as a whole. Thank you for helping me buy my first home!

Matthew R.

I've dealt with Phil at Ascot Mortgages for a while now and Phil always comes back back to me with the right plan.Keep the good work up!

rafal W.

I would thoroughly recommend Phil Greenwood at Ascot Mortgages ltd to anyone looking to seek advice on purchasing a home.Phil was absolutely fantastic. He made the process very smooth and easy and was always there to answer any questions I had.

Shahid L.

This company has been truly amazing in constantly giving me the support and help i need for my mortgage and for their continuous work ethic guiding customers like myself and educating them into making the best possible decisions. My special mention goes to Phil Greenwood who deserves every single credit for his brilliant work and communication skills. The more I got to work with Phil, the more he gained my respect as he is a hugely likeable man and possibly the best mortgage advisor yet. Even after I finished my time with Ascot Mortgages, I will never lose my trust in the company and I hope they exceed their business and gain even more success and popularity.Best wishes,Shahid Latif and family

Pretty L.

Phil helped me renew my mortgage. He was great at keeping me updated with any rate changes and secured a lower rate than at the time my mortgage went through. Thank you Ascot for your support

Nikki E.

Huge thanks to Richard Johnson for sorting out all of my insurance policies! I had accumulated a variety of life cover and various other policies over the years that all needed a good review and refresh. Richard was extremely patient and helped me to remove the duplication and choose the best cover to suit our current needs. I have used Ascot Mortgages for over 12 years and have met several members of the team, always finding the right help and support to work through what can be a complicated and stressful time. Thanks again, Richard!

Andrew T.

Working with Richard at Ascot has been a great experience. He listened to us and was very professional throughout. This was our first experience with Richard but we've been using Ascot now for 6-7 years. Thank you all at Ascot

Finding the right mortgage can be a complex task, but with the help of an independent mortgage advisor in Knutsford, the process becomes significantly easier. Whether you are a first-time buyer, looking to remortgage, or seeking a buy-to-let property, a professional mortgage advisor in Knutsford can provide you with personalised advice tailored to your specific needs. In this comprehensive guide, we will explore the various mortgage options available in Knutsford, outline the stages of the mortgage process, and answer frequently asked questions to help you make informed decisions.

Your Mortgage Options in Knutsford

First-Time Buyer Mortgages in Knutsford

As a first-time buyer, navigating the mortgage market can be overwhelming. An independent mortgage advisor in Knutsford can help you understand your options and find the best mortgage deals tailored to your financial situation. They will guide you through the process, ensuring you get the most favourable terms and rates available.

Moving Home Mortgages in Knutsford

If you are planning to move to a new home, securing the right mortgage is crucial. A mortgage broker in Knutsford can assist you in finding competitive mortgage products, making your home-moving experience as smooth as possible. They will assess your current mortgage and help you transfer or switch to a new deal that suits your needs.

Buy to Let Mortgage Knutsford

Investing in a rental property can be a lucrative venture, but it requires careful financial planning. A financial mortgage adviser in Knutsford can offer expert advice on buy-to-let mortgages, helping you understand the risks and benefits. They will find mortgage deals that maximize your investment returns and ensure you comply with all regulatory requirements.

Remortgaging in Knutsford

Remortgaging can be an excellent way to save money on your existing mortgage. Whether you want to secure a lower interest rate, release equity, or switch to a more flexible mortgage product, a mortgage advisor in Knutsford can help. They will review your current mortgage and explore the best remortgaging options available to you.

Self-Employed Mortgages Knutsford

Being self-employed presents unique challenges when applying for a mortgage. Lenders often require more documentation and proof of income stability. An independent mortgage advisor in Knutsford understands these challenges and can help self-employed individuals find suitable mortgage products. They will guide you through the documentation process and present your financial situation in the best possible light to lenders.

Mortgage Options for Over 50s in Knutsford

For individuals over 50, finding the right mortgage can be crucial for retirement planning and securing your future. A mortgage broker in Knutsford can provide tailored advice on mortgages designed for older borrowers. Whether you are looking to downsize, release equity, or find a retirement interest-only mortgage, professional guidance can make a significant difference.

Get a Great Deal on Your Mortgage in Knutsford

Working with a mortgage advisor in Knutsford ensures you have access to the most competitive mortgage deals. Advisors have extensive knowledge of the market and strong relationships with lenders, enabling them to negotiate favourable terms on your behalf. By understanding your financial goals and circumstances, they can identify the best mortgage products for you.

8 Webster Ct, Westbrook Warrington, WA5 8WD

Monday

9:00 am – 5:30 pm

Tuesday

9:00 am – 5:30 pm

Wednesday

9:00 am – 5:30 pm

Thursday

9:00 am – 5:30 pm

Friday

9:00 am – 3:00 pm

Saturday

CLOSED

Sunday

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Meet Our Team

Stages of Mortgage Loan Processing

Book Online

Booking an appointment with an independent mortgage advisor in Knutsford is the first step towards securing your mortgage. Many advisors offer online booking services, allowing you to schedule a consultation at your convenience.

Free Mortgage Appointment

A free mortgage consultation is an excellent opportunity to discuss your financial situation and mortgage requirements. During this appointment, your mortgage advisor in Knutsford will assess your needs and provide initial advice on suitable mortgage products.

Finding a Suitable Product

Based on your consultation, the mortgage advisor in Knutsford will research and recommend the best mortgage options available. They will consider factors such as interest rates, repayment terms, and lender requirements to find the most suitable product for you.

Submit Your Application

Once you have chosen a mortgage product, your advisor will help you prepare and submit your application. They will ensure all necessary documents are included and liaise with the lender on your behalf to facilitate a smooth application process.

FAQ

01/ What Documents Will I Need for My Application in Knutsford?

When applying for a mortgage, you will need to provide various documents, including proof of identity, proof of address, income verification (such as payslips or tax returns for the self-employed), and bank statements. Your mortgage advisor in Knutsford will provide a detailed list of required documents.

02/ How Long Does the Process in Knutsford Take?

The mortgage application process can vary, but it typically takes between 4-8 weeks from the initial consultation to mortgage approval. Factors such as the complexity of your application and the responsiveness of the lender can affect the timeline. Your mortgage broker in Knutsford will keep you informed throughout the process.

03/ How Much Deposit Do I Need for a Mortgage in Knutsford?

The required deposit for a mortgage depends on the lender and the type of mortgage you are applying for. Generally, a deposit of at least 5-10% of the property’s value is required. However, a larger deposit can result in better mortgage terms. Your mortgage advisor in Knutsford will help you determine the deposit amount needed for your specific situation.

04/ Can I Get a Second Mortgage in Knutsford?

Yes, it is possible to get a second mortgage in Knutsford. This can be for various purposes, such as buying an additional property or releasing equity from your current home. An independent mortgage advisor in Knutsford can provide advice on second mortgage options and help you navigate the application process.

05/ How Does the Mortgage Process in Knutsford Actually Work?

The mortgage process involves several stages, including initial consultation, finding a suitable mortgage product, submitting your application, and receiving a mortgage offer. Your mortgage broker in Knutsford will guide you through each step, ensuring you understand the process and have the necessary information to make informed decisions.

06/ How Does Our Free Mortgage Consultation in Knutsford Work?

A free mortgage consultation is designed to provide you with initial advice and assess your mortgage needs. During the consultation, your independent mortgage advisor in Knutsford will discuss your financial situation, explain different mortgage options, and answer any questions you may have. This helps lay the groundwork for finding the right mortgage product for you.

We Search 1000s of Mortgages in Knutsford

An independent mortgage advisor in Knutsford has access to thousands of mortgage products from a wide range of lenders. They will compare different options to find the best deals tailored to your needs, ensuring you get the most competitive rates and terms available.

Contact

For personalised mortgage advice and to explore your options, contact a professional mortgage broker in Knutsford today. Whether you are a first-time buyer, looking to remortgage, or interested in a buy-to-let property, expert guidance can make a significant difference in securing the best mortgage deal for your circumstances. Book your free consultation now and take the first step towards finding the perfect mortgage solution in Knutsford.

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Legal

Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.

Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.

We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

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