What are ‘complex’ loans?
Most standard loan applications are approved according to a strict set of criteria, but what are known as ‘complex’ loans are more flexible.
New ruling may help owners of empty commercial properties
Owners of empty commercial property that is being refurbished normally have to pay business rates set according to the full ratable value of
The fast and flexible nature of business loans
One of the advantages of a bridging loan is the speed in which it can be arranged. A standard or commercial mortgage can
The pro and cons of investing in retail property
Many buy-to-let landlords faced with increasing costs are looking into retail property investments, but potential investors need to consider the advantages and disadvantages.
The costs of landlords forming limited companies
Next month, changes to the tax system mean that many landlords will face a reduction in the tax relief on their mortgage interest
Families of missing mortgage borrowers may be given power of guardianship
MPs are debating the introduction of a new law that gives families of missing persons’ guardianship rights.
Wednesday wisdom: Life insurance advice
When an adult member of a family dies, on top of the grief, there can be the added burden of struggling financially. If
Protection insurance recommended for renters
Many people do not think they need protection insurance until they apply for a mortgage to purchase a house. However, according to a
Buy-to-let mortgages at historic low interest rates
Two- and three-year fixed commercial mortgages are available at all-time low rates, reported FTAdviser.com in February 2017.
Commercial mortgage & standard residential mortgage
A commercial mortgage resembles a residential mortgage, but there are some significant differences.
Barking is London’s best buy-to-let location
The website Homes & Property listed the best districts in London for buy-to-let investors in a January 2017 article, and has named Barking
Mortgage insurance advice
The largest financial debt for most households is usually the mortgage. If you cannot work through illness, an accident or redundancy, then it
Cross-charging mortgages introduced
Some lenders have launched cross-charging mortgages as a bridging finance option. A cross-charging mortgage enables homeowners to borrow on two properties.
One in three people fear losing their job
According to research by technology firm CEB, a third of employees fear losing their job because they perceive that the economy has slowed
Lawyers advise landlords on commercial property
Many landlords are switching from buy to let residential property to investing in commercial property. Leading lawyers warn that commercial property investments need
Demand for bridging loans continues to rise
The latest figures from MTFdata found that over 75% of brokers experienced an increase in the number of bridging loan applications in 2016.
Buy to let landlords turn to commercial property
The number of buy to let landlords who are purchasing commercial and semi-commercial property has increased by 300% over the last few years.
Bridging lenders innovate to stay profitable
In 2016 there was an increase in the number of bridging lenders. This has led to competition that has reduced loan rates. To
British living abroad are investing in buy-to-let properties
British expats living abroad are increasingly buying buy-to-let homes in London and the South East . According to a January 2017 PropertyWire.com article,
Mortgage rates low and house prices steady six months after Brexit vote
It is now over six months since the European Union referendum resulted in a Leave vote. The immediate aftermath of Brexit was economic
What are ‘Let to Live’ mortgages?
Mortgage expert Kaser Ayub, writing on the website Mortgage Strategy in December 2016, has proposed what he calls the ‘Let to Live’ mortgage
FCA states its intention to tackle unregulated financial firms
The Financial Conduct Authority (FCA) has warned borrowers that if they take out loans using unregulated advisers or lenders, they will not be
Making the most of mortgage insurance advice
For most households, the largest debt they have is the mortgage. In the excitement of purchasing a new home, not everyone considers what
Making bridging loans work for startups
One hurdle that startup businesses face is raising capital. A bridging loan could be the answer. After an initial round of
