Interest rates rise on buy-to-let mortgages
The average two-year tracker commercial mortgage for buy-to-let landlords in December 2017 is 2.43% compared to 2.40% in 2016, says a December 2017
Commercial properties to residential use
There is a shortage of houses to meet the high demand for homes, but the Nationwide Building Society has suggested that developers could
Why it pays to use a mortgage broker
There are several advantages to using a mortgage broker to find the best commercial mortgage loan deals. Zina Kumok writing for
UK Budget reveals buy-to-let investors could pay more capital gains tax
Many buy-to-let landlords have formed companies to own privately rented residential property because this saves them tax, but in the November 2017 Budget,
The key role of bridging loans when mortgages are delayed
There are all kinds of reasons why mortgage applications get delayed. Bridging loans can be arranged quickly and are useful to complete purchases
Can buy-to-let mortgages be used for holiday lets?
According to FTAdviser.com (November 2017), many lenders have asked brokers to advise their clients that properties with buy-to-let commercial mortgages cannot be used
How does buy-to-let differ from commercial mortgages
Many buy-to-let landlords want to diversify their property portfolio and are considering investing in commercial property. Landlords investing in commercial property for the
High street lenders are “inflexible”, claims expert
Mortgage expert Jane King, addressing delegates at the recent Financial Adviser Mortgage Masterclass, accused high street lenders of being too prescriptive and inflexible.
Holiday let properties are attracting buy-to-let landlords
Following government changes, the costs for buy-to-let landlords have risen. PropertyReporter.co.uk suggested in November 2017 that this has caused many landlords to diversify
The rising cost of car parking land
A recent sale of a car parking space in St Ives, Cornwall for £40,000 has highlighted the rising costs of land for car
Can you repay a bridging loan early?
A bridging loan is a flexible short-term loan, and because it’s flexible, most bridging loans do not charge exit fees if you repay
How quickly can I get a bridging loan?
Bridging loans are flexible short-term loans that can be used for a number of purposes. One advantage they have over many other forms
Landlords with bad credit history may get mortgage help
Landlords who want a mortgage to purchase buy-to-let property may soon be able to get a loan even if their credit history is
Can self-employed get bridging loans?
Bridging loans are short-term flexible loans that can be arranged quickly. If you are self-employed, it is possible to get a bridging loan.
Buy-to-let landlords may have to join ombudsman scheme
Communities Secretary Sajid Javid has proposed that landlords should be forced to join an ombudsman scheme that is designed to deal with tenant
Can you get a bridging loan with bad credit?
Loans almost always involve a credit check, but you might be surprised to find that even if you have a poor credit rating,
Turnover of top British hotels increases
In positive news for those involved or looking into commercial mortgages within the hospitality sector, the total revenue of the top 500 British
Commercial mortgages available for Airbnb purposes
Many people rent their houses out on a short term basis to Airbnb users, and a new type of mortgage is being launched
Most residential mortgage lenders continue to snub Airbnb
Most lenders do not allow borrowers with a residential mortgage to let out their houses on a short-term basis via sites like Airbnb,
Can you buy a home for less than a car?
In September 2017, website YourMoney.com looked at whether or not it is possible to buy a home for less than the price of
How to break the housing chain
One of the most stressful parts of buying a house is when you are stuck in a buying chain.
Want to save money in stamp duty? Buy a forest!
A legal loophole means that if forest or woodland is purchased with residential property, there will be less stamp duty charged than normal
How do I apply for a bridging loan?
For anyone wanted to take advantage of the flexible, short-term nature of bridging loans, it will be a relief to find out that
Could loophole save couples’ stamp duty charges?
If someone buys a second home, they normally have to pay 3% stamp duty, but a legal loophole may have been found that
