The main types of commercial mortgages
Commercial mortgages are business loans used to purchase or develop property. There are a few types of commercial mortgage finance of which you
Collegiate offers luxury student housing partnership service
High-end student accommodation provider Collegiate is offering a partnership service for people who want to invest in luxury student accommodation.
How commercial mortgage interest rates are calculated
Unlike a personal mortgage for your home, there is no “off the shelf” commercial mortgage solution at fixed interest rates. Interest rates vary
Questions to ask your commercial mortgage advisor
If your business needs to purchase its own premises or you want to invest in commercial property, there are several benefits to using
South London water tower gives example of semi-commercial property
A semi-commercial property is one that mixes commercial and residential use. In most cases, these are shops with flats above them, or pubs
How to use bridging loans for residential property bought at auctions
There are advantages to buying property at auctions. It is possible to find property at below market prices, and buyers do not have
Six reasons to use a bridging finance broker
Though you can approach a bridging finance lender directly, there are several advantages of using a bridging finance broker. Here are the six
Using bridging finance to pay tax bills
Although bridging loans are used mainly for property-related use they can be employed in lots of other purposes, including paying large tax bills.
Perceived fire risks block mortgage application
People wanting to buy ex-housing association flats in West Yorkshire have been turned down for a mortgage because of what the lender considered
Alternative lender provides commercial mortgage to save local pub
After large lenders would not provide a commercial mortgage for a West Yorkshire pub landlord, an alternative lender stepped in to the rescue,
Crackdown on personal credit card use to pay stamp duty
As of next Saturday, January 13, HM Revenue and Customs (HMRC) will not accept personal credit cards for many tax payments, including stamp
New research reports plenty of opportunities for buy to let landlords
Figures by financial website Totally Money has revealed that there are plenty of areas in Britain where landlords can make good profits.
What is lifecycle lending?
Lifecycle lending is the process where one lender fulfils all a borrower’s property financing requirements over a long period of time.
Popular bridging finance jargon terms explained
If you are applying for bridging finance or are new to bridging loans, there are several words and phrases that may be unfamiliar.
How property developers use bridging finance
Developers use bridging finance for a range of reasons when buying or developing property for a profit. Speed Many property deals are
How a business can use a bridging loan
Some people think that a bridging loan can be used by a business only to purchase property. While you can use one to
London commercial property in high demand by foreign investors
The political and economic uncertainty caused by Brexit has not put off foreign buyers purchasing commercial property in London.
70% of landlords won’t rent to students
The demand for student accommodation in many UK University cities is growing, but a recent survey by student letting app SPCE has found
A guide to getting a bridging loan with a poor credit history
A difficult financial economy has meant that many individuals have debts. If they have difficulties repaying their debts, they are likely to run
Average deposit for first time buyers now over £50,000
New research has found that the average house buying deposit that a first time buyer is £51,821. If house prices continue to rise,
A bridging loan can help you buy unmortgageable property
Most people and property investors purchase homes by using a mortgage, but there are several types of property that mortgage lenders regard as
What are the timescales for bridging finance?
A major benefit of bridging finance is that a borrower can have the loan funds available much more quickly than with most conventional
Competition between commercial mortgage lenders benefits borrowers
There are many commercial mortgage lenders competing for business. This has kept interest rates low and caused some lenders to offer special deals
UK land worth 5 trillion pounds
The latest figures from the Office for National Statistics (ONS) has revealed that the total value of land in Britain is 5 trillion
