Interest rate – little effect on commercial property investing
If the Bank of England raises the interest rate in May 2018, this should not significantly affect the commercial property market. There has
The difference between regulated and unregulated bridging loans
Regulated and Unregulated Loans – What you should know. Bridging loans, or bridging finance, is a type of short-term loan which is designed
Six common questions about bridging finance
For many individuals and businesses, their knowledge of business finance is somewhat limited. Some common question they may ask before applying for a
Converting offices to residential homes could ease housing shortage
There is a shortage of housing in Britain. An increasing number of investors are converting office space to residential use to provide more
Commercial property provides good return
Investing in commercial property can result in higher returns than many other investment strategies. Schroders Global Investor Study asked experienced investors what returns
The challenges of valuing commercial property
A recent survey by Bridging&Commercial.co.uk found that 58% of respondents thought that commercial property valuations were unfair, and some property is overpriced.
Investment opportunities for Edinburgh townhouses
The oldest and most traditional properties used for office space in Edinburgh are townhouses. In the West End and the areas between Charlotte
Negative Brexit effect yet to hit commercial property market
Shortly after the referendum vote to leave the European Union, there were predictions that there would be a slump in the property market.
Bank of England issues warning about high-risk loans
The Bank of England has cautioned high street banks about issuing high-risk mortgages and commercial loans. The warning was part of its latest
How landlords are making more money in the short-term rental market
Many investors are using commercial mortgages to purchase residential property to rent to short-term tenants using agents like Airbnb, HomeAway or TripAdvisor. According
A guide to commercial mortgages for student HMO accommodation
A growing property market is rented property for students. Commercial mortgages can help investors fund the purchase or residential property for rental to
Buy-to-let commercial mortgages for new build homes
New build to let mortgages are for homes that have been recently built. Most buy-to-let landlords purchase property for rental using a buy-to-let
Three questions first-time commercial property investors should ask
Investing in commercial property can be a good way to make a profit through capital growth and rental income. For the first-time inexperienced
Slow commercial mortgage lenders could lose business
A commercial property loan currently takes around 53 days to complete. For many borrowers, this can be too long. It can be especially
How a bridging finance broker can help property developers
If you develop property, it’s helpful to use a bridging broker to arrange to provide funds to finance your projects.
Using a commercial mortgage to purchase semi-commercial property
A semi-commercial property is one used for both commercial and residential use. An example is a shop with a residential flat above it
Bridging finance can help if your house sale falls through
The nightmare scenario for many people is when the sale of their house fails at the final hurdle, leaving them without the necessary
How bridging finance can help when a loan application has been refused
There are many reasons why someone gets turned down for a traditional loan such as a mortgage or a bank loan. If you
What type of landlord licence do you need?
Seventy councils in England have launched licensing schemes designed to improve the privately rented residential sector. There are now three types of licensing
London office space still in high demand
Fears over Brexit include the possibility that international companies will leave London after Britain leaves the EU. However, this fear has not slowed
How bridging finance can help low cash flow
Cash flow is a major concern for many businesses. Bridging finance enables companies to quickly raise short-term funds until their cash flow improves.
PRA scrutinises five-year fixed mortgages for buy to let landlords
The Prudential Regulation Authority (PRA) is examining how five-year fixed commercial mortgages are being used for buy-to-let property purchases. They are mainly concerned
Is restaurant property investing at risk?
According to accountancy group UHY Hacker Young, a third of Britain’s largest restaurant groups are not making a profit. This is blamed on
Low interest rates are good news for buy to let landlords
Landlords have come under financial pressure due to increased stamp duty and tax relief reductions. All is not bad news as many lenders
