Some Mortgage Lenders Do Not Need to See Bank Statements 2024
For most residential mortgages, lenders typically ask applicants to provide bank statements for the past three months. However, some lenders like Santander, Halifax,
Mortgages for Pilots, Airline Staff, and Cabin Crew
Are you a pilot, airline staff member, or cabin crew professional based in the UK, looking to secure the best mortgage deal? Ascot
Mortgages for Freelancers
Freelancing has become increasingly popular in the UK, with more individuals opting for the flexibility and independence it offers. However, when it comes
Self-Employed Mortgages
The world of self-employed mortgages is a unique one, with its own set of rules and challenges. In this comprehensive guide, I, Alison
Mortgages for IT Contractors
Navigating the mortgage market as an IT contractor can be daunting. With fluctuating incomes and less conventional employment contracts, the path to homeownership
Mortgages for Police Officers
Police officers, with their stable incomes and reputable employment, stand in a unique position when stepping onto the property ladder. But, does this
Mortgages for Teachers
Finding the right mortgage can be challenging, especially for professionals like teachers who may have unique financial circumstances. Whether you’re a first-time buyer
Mortgages for Doctors
Welcome to the world of property finance where I, Alison Gibson, with a wealth of experience in the mortgage landscape, aim to demystify
Mortgages for Dentists
As a mortgage expert, I have come across numerous professional clients seeking advice tailored to their specific career path. Dentists, with their distinctive
Savings Tips and Tricks: Ascot Mortgages’ Guide to Financial Security
Building a strong savings foundation is not just about having money stashed away for a rainy day; it’s also a step towards a
How to Improve Your Credit Score: Expert Advice from Ascot Mortgages
A favourable credit score is the golden ticket to securing a mortgage at the best rates. As a potential homeowner, it’s imperative to
Top Tips for a Quick Mortgage Approval
Navigating the world of mortgages can be daunting, especially if you’re eager to get onto the property ladder quickly. At Ascot Mortgages, we
Is purchasing a house below market value a good idea?
Like all property investors, purchasing a house below market value can be seen as a dream. But there is more detail to the
Finance for Social Housing Tenants
Recently there has been a lot of investors asking about mortgages and finance for Social Housing Tenants. Especially those investors looking to diversify
HMO’s (House in multiple occupation) Mortgage Criteria
HMO’s, despite a lot of universities having to offer a lot more online lectures and less in-person seminars for a period of time
What is the six-month rule for CML mortgage lenders?
Quite simply put, if you purchase a property with or without a mortgage most lenders will require that you own the property for
Can you get a buy to let mortgage with no income?
Most buy-to-let or BTL mortgage lenders base their lending decisions on the amount of rent the property will generate. Many lenders want rents
Is paperless the future of mortgages?
RBS, NatWest and Ulster Bank have been using technology to complete paperless mortgages. These were launched in 2017, and now RBS has reviewed
Will technology disrupt mortgage industry?
According to Intelenet Global Services, there are a number of businesses that aim to use technology to disrupt the process of buying property.
Buy to let landlords switch to commercial property
An increasing number of landlords are looking at commercial property investing because tax and regulation changes have made buy to let investing more
Overseas investors spend £7 billion on London property
According to estate agents Knight Frank, overseas investors paid a total of £7 billion on property deals in London during the first six
Aberdeen commercial property transactions higher than Glasgow and Edinburgh
The Scottish Property Federation has reported that in the second quarter of 2018, commercial property activity in Aberdeen exceeded that of Edinburgh and
How PDR affected the office property market
Permitted development rights (PDR) were introduced in 2015 to allow the conversion of certain types of property from commercial to residential use without
How lenders are helping expat buy to let landlords
There are many UK residents who move to live abroad. Many of them purchase buy to let property to provide an income and
