Current Job Openings
Mortgage Paraplanner
- Salary: £25,000 - £30,000 per annum depending on experience
- Location: Westbrook, Warrington
- Permanent, full-time
We are a team of experienced Mortgage and Protection Advisors based in Westbrook, Warrington. Our commitment is to first-class customer service, driven by our extensive industry knowledge and experience. We offer an opportunity for career growth within a dynamic company that prides itself on service excellence.
Role Overview:
As a Mortgage Paraplanner, you will play a crucial role in delivering exceptional service. You’ll collaborate closely with internal departments and directors to ensure fair and responsible decisions are made based on customer information, swiftly and diligently. Our ethos revolves around speed, accuracy, service, and a proactive attitude.
Key Responsibilities:
- Prepare accurate suitability reports and letters to meet target deadlines.
- Ensure all client work is compliant and supported with the necessary paperwork.
- Conduct comparative and technical research for client recommendations and existing arrangement reviews.
- Understand clients’ overall financial positions from fact-finds.
- Collaborate with Mortgage and Protection Advisors to discuss client objectives, identifying and obtaining necessary information for suitability checks.
- Investigate client queries thoroughly and provide accurate responses.
- Conduct annual reviews in accordance with Service Level Agreements (SLAs).
- Proficient use of mortgage-specific software.
Essential Criteria:
- Proven success and knowledge within Financial Services, specialising in mortgage and protection advice.
- Excellent understanding of local market movements, activities, and competitors.
- A drive to continuously develop your knowledge and skills.
- Commitment to the company’s values and processes, offering excellent service.
- Effective communication skills, both face-to-face and over the phone.
- High standard of English grammar and presentation skills.
- Attained or working towards CeMAP.
- Strong understanding of financial products and services, with the ability to assess suitability in line with clients’ goals.
- Analytical skills, especially in analysing financial records and providing technical commentary.
- Exceptional organisational skills, with the ability to manage multiple caseloads simultaneously.
Desirable:
- Full driving licence.
- Experience in advising on a range of products, including residential, buy-to-let (BTL), commercial, and bridging loans.
Benefits:
- 3 pm finish on Fridays.
- 32 days annual leave, including bank holidays.
- Day off on your birthday.
- Complimentary on-site parking.
- Company pension scheme.
- Seasonal team events.
Join Our Team:
Embark on a rewarding career path where your contributions are valued and your professional development is taken seriously. We are looking for individuals who share our ethos of treating customers fairly and are passionate about providing unparalleled service. If you are personable, professional, and ready to join a leading team, we would love to hear from you.
To apply for this role please email your cover letter and CV to
[email protected]
Senior Underwriter for Bridging Loans
- Salary: £45,000 - £60,000 per annum, plus bonus and benefits
- Location: Westbrook, Warrington
- Reporting To: Operational Director
- Permanent, full-time
We’re looking for a Senior Underwriter for Bridging Loans with a keen eye for detail and a talent for making smart decisions. Come to Westbrook, Warrington, and be a part of our success.
Key Responsibilities:
- Assess and underwrite development and bridging loan applications with precision and efficiency.
- Maintain and enforce high underwriting standards, aligning with our credit policy.
- Cultivate and strengthen professional relationships with clients and colleagues alike.
- Contribute to loan committee recommendations and actively participate in team discussions.
- Stay ahead of regulatory and industry changes, ensuring compliance.
- Mentor and support junior underwriters, sharing your expertise to enhance team performance.
We’re Looking For
- Experience: 2+ years of underwriting experience, ideally within Bridging Loans or Development Finance.
- Industry Knowledge: Strong understanding of loan processing systems and regulatory frameworks.
- Skills: Exceptional communication, collaboration, and analytical abilities.
Benefits of working with us:
- 3pm Friday Finish
- 32 Days Annual Leave Including Bank Holidays
- Your Birthday Off!
- Free Parking on site
- Company Pension
- Winter and Summer Team Events
To apply for this role please email your cover letter and CV to
[email protected]
Underwriter for Bridging Loans
- Salary: £30,000 - £45,000 (DOE)
- Location: Westbrook, Warrington
- Permanent, full-time
Are you ready to join a dynamic, customer-focused team in Westbrook, Warrington? We’re seeking a motivated Underwriter for Bridging Loans to make an impact by delivering exceptional service and strategic credit decisions.
Essential
- Excellent analytical skills
- Ability to structure transactions based on market sector, asset, and security
- Able to problem-solve
- To utilise skills and knowledge to determine ways in which an application would be acceptable for lending
- Strong attention to detail with excellent numeracy and ability to identify risks at an early stage
- Excellent written and verbal communication skills
- Creative thinker and willing to work in an agile growing company
- To remain calm under pressure and work to strict deadlines
- Strong customer service, planning, organisational, and time management skills
- Ability to deal with multiple priorities and meet deadlines
- 12 months of underwriting experience
Desirable
- End-to-end process experience would be an advantage, dealing with the process from drawing up the initial terms through to redemption
- Experienced in presenting to & influencing at the director level
- CeMAP Qualified or willing to work towards
Benefits of working with us:
- 3 pm Friday Finish
- 32 Days Annual Leave Including Bank Holidays
- Your Birthday Off
- Free Parking on site
- Company Pension
- Winter and Summer Team Events
To apply for this role please email your cover letter and CV to
[email protected]
Senior Underwriter for Bridging Loans
- Salary: £45,000 - £55,000 per annum + Bonus + Benefits
- Location: Westbrook, Warrington
- Reporting To: Operational Director
- Permanent, full-time
Working as part of an established and successful team you will be responsible for underwriting approved development and bridging loan applications within company lending criteria and personal mandate. Ensuring that the principles of the DIP are adhered to, in full, throughout the processing of the application.
Key Responsibilities:
- Assess and underwrite development and bridging loan applications with precision and efficiency.
- Maintain and enforce high underwriting standards, aligning with our credit policy.
- Cultivate and strengthen professional relationships with clients and colleagues alike.
- Contribute to loan committee recommendations and actively participate in team discussions.
- Stay ahead of regulatory and industry changes, ensuring compliance.
- Mentor and support junior underwriters, sharing your expertise to enhance team performance.
We’re Looking For
- Experience: 2+ years of underwriting experience, ideally within Bridging Loans or Development Finance.
- Industry Knowledge: Strong understanding of loan processing systems and regulatory frameworks.
- Skills: Exceptional communication, collaboration, and analytical abilities.
Benefits of working with us:
- 3pm Friday Finish
- 32 Days Annual Leave Including Bank Holidays
- Your Birthday Off!
- Free Parking on site
- Company Pension
- Winter and Summer Team Events
To apply for this role please email your cover letter and CV to
[email protected]
Mortgage and Protection Adviser
- Salary: £30,000 - £35,000 per annum
- Location: Westbrook, Warrington
- Reporting To: Director
- Permanent, full-time
You will be joining an experienced team of mortgage and protection advisers who pride themselves in first-class customer service, drive, and high-quality industry knowledge and experience.
You will receive full support and have access to a whole market mortgage panel, exclusive mortgage products, and excellent insurance providers. You will be responsible for reviewing the mortgage and protection requirements across a wide range of clients, providing research on the market, and identifying suitable products.
Essential:
- CeMAP qualification or industry equivalent
- Demonstrable track record of success and knowledge within financial services, specialising in mortgage and protection advice.
- Excellent understanding of your local market movement, activities, and competitors.
- Enthusiasm to learn and continuously develop your knowledge and skills.
- Passionate about the company you work for and your team to really embed our values and processes.
- Advisers must be personable, easy to work with and share the company ethos of treating customers fairly and always offering an excellent service.
- A hunger to earn. A drive to work hard and reap the rewards from your dedication.
- Ability to communicate with others in a professional and helpful manner both face to face and on the telephone.
- Good standard of English grammar, spelling and takes pride in presentation of work.
- Dedication, loyalty, diligence, and efficiency. Punctual with a tidy manner.
Desirable:
- Access to proven and current lead sources.
- Have a minimum of 24 months of mortgage and protection advising experience within a whole of market brokerage.
- Proven use of mortgage-specific software.
- Understanding and awareness of GDPR and legislative requirements.
- Full driving licence.
- Experience in advising on a range of products including residential, BTL, commercial, and bridging.
Benefits of working with us:
- 3 pm Friday Finish
- 32 Days Annual Leave Including Bank Holidays
- Your Birthday Off
- Free Parking on site
- Company Pension
- Winter and Summer Team Events
To apply for this role please email your cover letter and CV to
[email protected]
Bridging Finance Ltd Case Progressor
- £20,000 - £30,000 per annum
- Westbrook, Warrington
- Permanent, full-time
Purpose Of The Case Progressor – Bridging Finance Role
To manage post cases, from funding to redemption, to ensure that they complete with the original terms by implementing any account management and redemptions strategies necessary.
Working hours – 35.5 hours per week
Manage the Key relationships within the post completion unit, by devising and agreeing an action plan of all key elements and reviewing, developing and implementing service level agreements and reports, including any key financial implications that can be presented to the Board to provide them with surety that the performance of key stakeholders are performing to the expected standard, mitigating risk to the business in line with the Boards appetite.
- Monitor the progress of loans through their term
- Monitor milestones, key events and conditions subsequent during the term of the loan
- Managing clients and brokers on a daily basis via telephone and email to gather information, identify issues and propose remediation plans.
- Identifying and appointing administrators or receivers where appropriate
- Managing relationships with solicitors, asset managers, receivers and administrators on a regular basis
- Dealing with any breaches or noncompliance of the loan terms and chasing clients for payment or compliance
- Prepare redemption statements
- Deal with any further advances or extensions required
- Build relationships with Key Partners and Investors
- Knowledge of Bridging Finance along with first and second charge residential, development and commercial loans.
- Ability to review and challenge documentation.
- Good team player and able to work on own initiative.
- Excellent oral and written communication
- Knowledge of the conveyancing process
- Background in Financial services
- Use of excel spreadsheets
- Ability to communicate at all levels
- Have numeracy skills
- Good organisational skills
Pay Band : £20,000 entry level to £30,000 fully experienced and qualifications
In addition : free parking, access to breakfast club, quarterly team events.
Understanding and awareness of GDPR and legislative requirements
To Apply for this role please email your covering letter and CV to
[email protected]
Legal
Ascot Mortgages authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.org.uk) under reference 776062. The FCA do not regulate some forms of mortgages. The guidance and advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £599 per mortgage account. Ascot Mortgages Ltd give you the option to pay a non-refundable fee of £1299 payable with the application. If this option is taken, Ascot Mortgages Ltd will refund any procuration fee received by the lender.
Ascot Mortgages Limited is registered in England and Wales and have their registered office at 8 Webster Court, Westbrook, Warrington, WA5 8WD. The company’s registration number is 06764971.
We are a credit broker, not a lender. We work with the whole of the lending market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature any commissions model will be confirmed to you before you proceed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT
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