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Mortgages with Parents or Guarantors
Getting on the property ladder is difficult enough, and that’s without the sky high rents many people find themselves paying in rented accommodation. The strict lending criteria, high property prices and stagnant wages has made home ownership a distant dream for many of the younger generation.
But wait, before you assign yourself to indefinite renting did you know there are some types of mortgages available which can be applied for with the support of a parent or guarantor to help increase your affordability and lending ability?
These types of mortgages do not require the parent or guarantor to release equity or re-mortgage their existing property – as long as the parent or guarantor.
