Jobs

Ascot Bridging Finance Ltd Case Progressor

Purpose Of The Case Progressor – Bridging Finance Role

To manage post cases, from funding to redemption, to ensure that they complete with the original terms by implementing any account management and redemptions strategies necessary.

 

Working hours – 35.5 hours per week

Manage the Key relationships within the post completion unit, by devising and agreeing an action plan of all key elements and reviewing, developing and implementing service level agreements and reports, including any key financial implications that can be presented to the Board to provide them with surety that the performance of key stakeholders are performing to the expected standard, mitigating risk to the business in line with the Boards appetite.

Main duties & Responsibilities for the Case Manager – Bridging Finance:
  • Monitor the progress of loans through their term
  • Monitor milestones, key events and conditions subsequent during the term of the loan
  • Managing clients and brokers on a daily basis via telephone and email to gather information, identify issues and propose remediation plans.
  • Identifying and appointing administrators or receivers where appropriate
  • Managing relationships with solicitors, asset managers, receivers and administrators on a regular basis
  • Dealing with any breaches or noncompliance of the loan terms and chasing clients for payment or compliance
  • Prepare redemption statements
  • Deal with any further advances or extensions required
  • Build relationships with Key Partners and Investors
  • Knowledge of Bridging Finance along with first and second charge residential, development and commercial loans.
  • Ability to review and challenge documentation.
  • Good team player and able to work on own initiative.
  • Excellent oral and written communication
  • Knowledge of the conveyancing process
  • Background in Financial services
  • Use of excel spreadsheets
  • Ability to communicate at all levels
  • Have numeracy skills
  • Good organisational skills

Understanding and awareness of GDPR and legislative requirements

Work Location

We will consider offering a hybrid working plan where staff would be required to work 3 days in the office, with the remaining 2 working from home.

Pay Band : £20,000 entry level to £30,000 fully experienced and qualifications 

In addition : free parking, access to breakfast club, quarterly team events.

To Apply for this role please email your covering letter and CV to
enquiries@ascotbridgingfinance.co.uk

We look forward to receiving your application.

Ascot Mortgage and Protection Advisor

Mortgage and Protection Adviser

Your will be joining and experienced team of mortgage and protection advisors who pride themselves in first class customer service, drive and high-quality industry knowledge and experience.

 

The is a unique opportunity to grow within a strong dynamic company, who pride themselves on both service and excellence. 

You will deliver exceptional service, working closely with internal departments and directors to make fair and responsible decisions based on customer information swiftly and diligently. We pride ourselves on speed, accuracy, service, and a can-do attitude.

You will receive full support and have access to a whole of market mortgage panel, exclusive mortgage products and excellent insurance providers. You will be responsible for reviewing the mortgage and protection requirements across a wide range of clients, providing research of the market and identifying suitable products.

Working hours – 35.5 hours per week

Salary – £28k to £40k depending on experience plus bonus

Essential

  • CeMAP qualification or industry equivalent
  • Demonstrable track record of success and knowledge within financial services, specialising in mortgage and protection advice.
  • Excellent understanding of your local market movement, activities, and competitors.
  • Enthusiasm to learn and continuously develop your knowledge and skills.
  • Passionate about the company you work for and your team to really embed our values and processes.
  • Advisers must be personable, easy to work with and share the company ethos of treating customers fairly and always offering an excellent service.
  • A hunger to earn. A drive to work hard and reap the rewards from your dedication.
  • Ability to communicate with others in a professional and helpful manner both face to face and on the telephone.
  • Good standard of English grammar, spelling and takes pride in presentation of work.
  • Dedication, loyalty, diligence, and efficiency. Punctual with a tidy manner.

Desirable

  • Access to proven and current lead sources
  • Have a minimum of 24 months mortgage and protection advising experience within a whole of market brokerage.
  • Proven use of mortgage-specific software
  • Full driving licence
  • Experience of advising on a range of products including residential, BTL, commercial and bridging.

Work Location

We will consider offering a hybrid working plan where staff would be required to work 3 days in the office, with the remaining 2 working from home.

*In addition : we offer free parking, a breakfast club which you can join, quarterly team events, Winter and Summer Team Social Events

To Apply for this role please email your covering letter and CV to
enquiries@ascotmortgages.co.uk

We look forward to receiving your application.

Ascot Bridging Finance Senior Underwriter - Bridging Loans

Working as part of an established and successful team you will be responsible for underwriting approved development and bridging loan applications within company lending criteria and personal mandate. Ensuring that the principles of the DIP are adhered to, in full, throughout the processing of the application.

Working hours – 35.5 hours per week

Reporting to the Operational Director.

Key Responsibilities

  • Successfully assess and underwrite loan applications in line within credit policy
  • Creation and maintenance of professional and open relationship with business providers
  • Identification of incomplete or contradictory information received and successful resolution of risk and/or issue
  • Recommends loans to the Underwriting Director and Credit Team where they fall outside of the lending mandate held
  • Does so with clarity and good judgement
  • Participates in and contributes to departmental meetings including making suggestions 
  • Possible coaching a team of Underwriters
  • Participates in and contributes to departmental meetings including making suggestions to improve processes or (where applicable) amend policy
  • Demonstrates a full understanding of regulation as it affects loans and keeps abreast of potential/actual changes
  • Accurately assess the risk attributed to the application ensuring that the loan is both suitable and fit for purpose.
  • Identify any potentially fraudulent activity and escalate any concerns to compliance.

 Skills & Experience

  • Minimum 2 years underwriting to include holding a lending mandate, ideally in Bridging Loans or Development Finance.
  • Hands-on knowledge of loan processing systems.
  • Knowledge of regulation as it affects bridging loans and proven ability to implement those principles throughout the underwriting process.
  • Excellent communication skills.
  • Team Player
  • In addition: We offer free parking, a breakfast club, quarterly team events, Winter and Summer Team Social Events

Work Location

We will consider offering a hybrid working plan where staff would be required to work 3 days in the office, with the remaining 2 working from home.

To Apply for this role please email your covering letter and CV to
enquiries@ascotbridgingfinance.co.uk

We look forward to receiving your application.

Ascot Bridging Underwriter

Bridging Finance Underwriter Role

You will be joining an experienced bridging and development team. Our team goal is to put the customer at the heart of everything we do. You will own the customer journey from application to redemption. 

 

You will deliver exceptional service, working closely with internal departments and directors to make fair and responsible credit decisions based on customer information swiftly and diligently. We pride ourselves on speed, accuracy, service, and a can-do attitude.

You will work in sync with the BDM team to find the right solution, working to progress each case smoothly. The collaboration of these two teams is essential to maintain the service and outcomes we pride ourselves in.

Working hours – 35.5 hours per week

Salary – £25,000 to £35,000 dependant on experience

Essential

  • Excellent analytical skills.
  • Ability to structure transactions based upon market sector, asset, and security.
  • Able to problem solve.
  • To utilise skills and knowledge to determine ways in which an application would be acceptable for lending.
  • Strong attention to detail, with excellent numeracy and ability to identify risks at an early stage.
  • Excellent written and verbal communication skills.
  • Creative thinker and willing to work in an agile growing company.
  • To remain calm under pressure and work to strict deadlines.
  • Strong customer service, planning, organisational and time management skills
  • Ability to deal with multiple priorities and meet deadlines.

Desirable

  • End to end process experience would be an advantage, dealing with the process from drawing up the initial terms though to redemption.
  • Experienced of presenting to & influencing at director level.
  • CeMAP Qualified or willing to work towards
  • In addition: We offer free parking, a breakfast club, quarterly team events, Winter and Summer Team Social Events

Work Location

We will consider offering a hybrid working plan where staff would be required to work 3 days in the office, with the remaining 2 working from home.

To Apply for this role please email your covering letter and CV to
enquiries@ascotbridgingfinance.co.uk

We look forward to receiving your application.

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